Bank of Montana -- Montana Gold Checking Account

Montana Gold Checking Account

Account Type	Minimum Opening Deposit	Minimum Average Balance	Benefits	Maintenance Fees
Montana Gold Checking	$2,000	$2,000	Free ATM withdrawals up to 4 per month at any ATM in the continental U.S., Free Cashier's Checks, Free Internet Banking and Bill Pay, Free first order of checks	none

Montana Gold Checking Account

Free Checks
MasterCard ® Debit/Check card available
Free Online Banking
Free Online Bill Pay
Free ATM withdrawals up to 4 per month at any ATM in the continental United States
Free Cashier’s Checks
No per check charges
60 years of age or older
Account holder must be an individual and reside in Montana
Minimum opening balance of $2,000
Minimum average balance of $2,000 required*

The Bank of Montana offers additional Checking Accounts for individuals and business owners. Please click here to view an account comparison.

*If account drops below minimum required amount for one statement cycle, account may be closed.

Transaction Account Guarantee Program Disclosure:

Bank of Montana is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

The FDIC will protect NOW accounts in full if the interest rate does not exceed 0.5 percent. Swept or transferred funds from your noninterest-bearing transaction accounts may be subject to insurance limitations. The FDIC will protect public deposits up to the $250,000 limit under its general deposit insurance rules.
Bank of Montana does offer accounts with interest in excess of 0.5 percent.
Please check with our COO Deana Carlson or call (406) 829-2662, if you have questions regarding your FDIC cover

age.