Our Story

The Bank of Montana is Montana’s only Business Bank. It is a bank founded and owned by Entrepreneurs.

In 1998 Tom Swenson started Montana Business Capital Corporation in order to provide Montana Businesses and their owners with more, and better, financing options. Tom had a great deal of experience structuring loans incorporating multiple government enhanced loan programs, including programs from the Montana Board of Investments, the United States Department of Agriculture, the Small Business Administration, the Department of Commerce, and local economic development corporations. Montana Business Capital Corporation’s successful utilization of these programs, especially the utilization of multiple programs simultaneously, allowed Montana businesses to receive financing at much more favorable and competitive terms than traditional debt or equity financing.

In addition to utilizing these programs, Tom and his team worked at developing a national supply of commercial financing sources unmatched locally. Montana Business Capital Corporation essentially evolved into a national commercial mortgage company, financing projects and companies all over the country. Montana Business Capital Corporation achieved commercial loan production levels unrivaled in this region, totaling in the several hundreds of millions of dollars in loans. Montana Business Capital Corporation was able to utilize its network of national sources and combine those options with the utilization of government enhanced loan products in order to offer Montanans and Montana businesses more, and stronger, financing choices.

Eventually it became clear that Montana Business Capital Corporation could more completely serve the community as a Business Bank. As a result, the Bank of Montana, Montana’s only Business Bank, was formed.

To accomplish this, Tom teamed up with Entrepreneurs, Visionaries, Professionals, and Academics across the State and Country to research and plan the creation and the ultimate evolution of Montana Business Capital Corporation into Montana’s first business bank. They all agreed that Montana, leading the United States in Entrepreneurship activity, could benefit from a Bank for Entrepreneurs run by Entrepreneurs.

As a Business Bank, the Bank of Montana offers its clients access to national sources and products as Montana Business Capital Corporation always has. The Bank of Montana also directly lends its clients money and serves as the lead bank where beneficial to its clients. Decisions are made locally, faster, and more creatively. Clients have more options at the Bank of Montana, many more options than are available at any other bank in this region. This gives Montana Businesses more financing options than they had historically been able to access.

We are proud to present to you Montana’s First Business Bank. There is no other Bank like the Bank of Montana in this region. We are not your standard bank, which is how we add the most value to your business and life.

Welcome to the Bank of Montana.