Savings Accounts

Have we mentioned that as a Bank of Montana client you receive free ATM withdrawals anywhere in the United States? Not only do you have access to the largest network of ATMs in the country, but it’s completely free. We pay any fees that another bank charges you.

Account TypeMinimum Opening DepositMinimum Average BalanceBenefitsInterest
Personal Savings Account
$2,500
$2,500*
Free ATM withdrawals up to 4 per month at any ATM in the continental U.S., Free Internet Banking and Bill Pay
Yes. Please see corresponding interest rate chart on rates page.
Minor Savings Account$50$50*Premium Interest RateYes. Please see interest rate chart on rates page.
Montana Gold Savings Account
$2,500
$2,500*
Free ATM withdrawals up to 4 per month at any ATM in the continental U.S., Free Internet Banking and Bill Pay
Yes. Please see interest rate chart on rates page.
Private Banking Savings Account
$2,500$2,500*Free ATM withdrawals in continental U.S., Free Cashier's Checks, Free Internet Banking and Bill Pay
Yes. Please contact the Bank of Montana for more information on premium rates.

Montana Gold Savings Account
This account is only available to Montana Gold Clients. Click here for Montana Gold eligibility requirements.

Private Bank Savings Account
This account is only available to Private Bank Members. Click here for Private Bank eligibility requirements.

*If account drops below minimum average balance for one statement cycle, account may be closed.