Home About Us Contact Us Switch Kit
   
Online Banking
Business Banking
Personal Banking
Private Bank
Montana Gold
Home Loans
Aircraft Financing
Commercial Real Estate
Montana Business Capital
Rates
Financial Calculators

Multifamily

 
Broker Login
Forms
Tools_and_Resources
Deposit Insurance
Testimonials
Giving
Photos

Home Loans

The Bank of Montana offers a high level of expertise to our mortgage clientele. We can assist you in a myriad of financing scenarios, from financing or refinancing your primary or secondary residence, to financing the construction of your vacation home or condominium.  

The Bank of Montana has extensive experience handling jumbo loans as well as diverse credit situations. As a result, the Bank of Montana offers a wide variety of loan programs in order to meet your unique needs. Please see the list below for an example of some of our loan programs.

 

Conventional Loans
·         Fixed Rate, Adjustable Rate, Balloons
·         Jumbo Loans
·         First-Time Home Buyers
·         Second and Vacation Homes
·         Investment Properties
·         Condominiums
·         Bi-weekly Mortgages
·         Creative Solutions


Government Enhanced Loans
·         Montana Board of Housing
·         Veterans Administration
·         Federal Housing Administration
·         Spec Home Loan		 FHA

Construction Loans
·         New Construction
·         Remodel
·         Refurbish
·         Land/Lot Loans
·         Spec Home Loans
·         Swing/Bridge Loans
 

Home Equity Loans
·         Lines of Credit
·         Loans

 

Contact Kim Shappee or Danny Day at the Bank of Montana at 406.829.2662 to discuss home financing.


Glossary of Terms


Transaction Account Guarantee Program Disclosure:

Bank of Montana is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

The FDIC will protect NOW accounts in full if the interest rate does not exceed 0.5 percent. Swept or transferred funds from your noninterest-bearing transaction accounts may be subject to insurance limitations. The FDIC will protect public deposits up to the $250,000 limit under its general deposit insurance rules.
Bank of Montana does offer accounts with interest in excess of 0.5 percent.
Please check with our COO Deana Carlson or call (406) 829-2662, if you have questions regarding your FDIC cover

age.