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Savings Accounts

Have we mentioned that as a Bank of Montana client you receive free ATM withdrawals anywhere in the United States? Not only do you have access to the largest network of ATMs in the country, but it's completely free. We pay any fees that another bank charges you.

 

Account Type
Minimum Opening Deposit
Minimum Average Balance
Benefits
Interest
Personal Savings Account
$2,500
$2,500
Free ATM withdrawals up to 4 per month, Free Internet Banking, Free Bill Pay
Minor Savings Account
$50
$50
Premium Interest Rate
Montana Gold Savings Account
$2,500
$2,500
Free ATM withdrawals up to 4 per month, Free Internet Banking, Free Bill Pay
Private Banking Savings Account
-
-
Free ATM withdrawals, Free Cashiers Checks, Free Internet Banking and Bill Pay
Yes. Please contact the Bank of Montana for more information on premium rates.

 

Montana Gold Savings Account

This account is only available to Montana Gold Clients. Click here for Montana Gold eligibility requirements.

Private Bank Savings Account

This account is only available to Private Bank Members. Click here for Private Bank eligibility requirements.

 


Transaction Account Guarantee Program Disclosure:

Bank of Montana is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

The FDIC will protect NOW accounts in full if the interest rate does not exceed 0.5 percent. Swept or transferred funds from your noninterest-bearing transaction accounts may be subject to insurance limitations. The FDIC will protect public deposits up to the $250,000 limit under its general deposit insurance rules.
Bank of Montana does offer accounts with interest in excess of 0.5 percent.
Please check with our COO Deana Carlson or call (406) 829-2662, if you have questions regarding your FDIC cover

age.