Tips from a Lending Expert:

The fiscal cliff discussions will likely impact the economy for the next few months unless a compromise comes quickly. Thus, with the next few months causing a roller coaster effect on the economy and interest rates it is hard to decide what to do with your money. 

In order to help our clients and community look for the best rates on CDs and interest accruing accounts we recommend looking through depositaccounts.com or bankrate.com There are many useful tools on these websites for finding the best rates nationwide and locally.